Get Approved for Business Revolving Credit Cards
Access revolving business credit cards up to $150,000 with NO DOCUMENTATION, and even if you only have been in business for a day!
Only a business entity and at least a FICO score of 700. Only reports on your business credit reports!
Introduction to Business Revolving Credit Cards
Business revolving credit cards offer a flexible financing solution for small businesses looking to manage cash flow, cover operational expenses, and invest in growth opportunities. These credit cards function similarly to personal credit cards but are tailored to meet the needs of businesses, offering higher credit limits, better rewards, and more control over employee spending.
Benefits of Business Revolving Credit Cards:
- Quick and Easy Application Process: Applying for business credit cards is straightforward, with approvals often taking between 12 to 48 hours (Spartan NYC).
- 0% Interest for the First 18 Months: Many business credit cards come with an introductory 0% interest rate, allowing you to finance your business activities without accruing interest during the initial period (Spartan NYC).
- High Credit Limits: Business credit cards can offer substantial credit limits, up to $150,000, providing the financial flexibility to make significant business investments (Spartan NYC).
- No Documentation Required: The Credit Line Hybrid program, for instance, requires no financials, bank statements, business plans, or resumes, making it one of the easiest ways to secure funding based on personal credit quality alone
Qualifications for Business Revolving Credit Cards:
- Credit Score: Typically, a credit score of 680 or better is required. For some programs, a score of 700 is preferred to access higher credit limits and better terms.
- Business Entity: You need to have a registered business entity such as an LLC, S-Corp, or C-Corp.
- No Minimum Time in Business: Unlike other forms of financing, business revolving credit cards often do not require a minimum time in business, making them accessible to new businesses.
By leveraging business revolving credit cards, businesses can effectively manage cash flow, invest in growth, and streamline expense management, making them a valuable tool for any entrepreneur looking to expand their operations.