Business Term Loans

Term Loans

Structured, lump-sum financing to fuel growth and cover expenses, all with a predictable repayment schedule that keeps cash flow steady.

Key Highlights

Fast and flexible funding

$ Funding Amount

$100K to $10M

Term Based

Predictable Payments

Time to Fund

24 to 48 hours

The right funds,
right now!

A cash flow term loan provides a one-time lump sum of capital that you repay over time—monthly or weekly, depending on your agreement.

How can I use it?

  • Scale operations by funding long-term growth plans
  • Open new locations, expand operations, or upgrade equipment
  • Bridge cash flow gaps while waiting for revenue from large contracts
  • Hire and train staff to support new projects or seasonal demand

Unlike venture capital or equity financing, term loans enable you grow while keeping full ownership.

Funding at your pace

Business moves fast. Your financing should, too.

Keep full ownership

Access capital without giving up equity or control.

Predictable payments

Fixed payments make budgeting and cash flow planning simple.

Borrow based on performance

Qualify for higher amounts based on revenue—not assets.

Fuel long-term growth

Invest in expansion, equipment, or operations with structured funding.

Short-Term Loans (6–18 months)

Ideal for:

  • Fast access to capital with quick ROI
  • 3–12 month payoff timelines
  • Stocking seasonal inventory or jumping on urgent opportunities

Intermediate-Term Loans (1–3 years)

Ideal for:

  • 12–24 month initiatives that need breathing room to deliver ROI
  • Expanding operations, adding headcount, or covering contract ramp-up costs
  • Bridging cash flow for growth without overextending reserves

Long-Term Loans (3–10 years)

Ideal for:

  • 2–5 year investments with bigger returns over time
  • Funding major equipment upgrades, facility expansion, or multi-phase projects
  • Spreading out repayment to keep monthly cash flow predictable

Types of cash flow term loans

Choose a term loan that matches your cash flow, timeline, and growth goals.

Funds as you need them,

when you need them

What do I need to PROVIDE?

Required documents

Have this information on hand and you’re all set.

Funding Under 250K

  • Business formation
documents
  • Bank statements
(6 months)

Funding Over 250K

  • Business formation
documents
  • Bank statements
(12 months)
  • Business tax returns
  • Financial statements

LET'S TALK FUNDING

Get the capital you need to grow your business

Ready to take the next step? Let’s get you funded.

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