ROBS 401(k) Funding
Rollover Retirement Funds to Start Your New Business. Tax-deferred, penalty-free funding to help you secure your business dreams without debt or worry.
Introduction to ROBS 401(k) Funding
ROBS (Rollover as Business Startups) 401(k) funding is a method that allows individuals to use their retirement funds to start or buy a business without incurring early withdrawal penalties or taxes. This process involves rolling over existing retirement funds into a new 401(k) plan, which then invests in the new business’s stock, providing the necessary capital to launch or expand the business.
Benefits
- Tax-deferred, penalty-free funding
- Funding available in as little as 10 business days
- Reduces the risk of double taxation
- Allows acquisition or growth of a business
- Better wealth protection from personal risk
- Contributions are exempt from payroll taxes
- Ongoing administrative support and compliance expertise

Qualifications:
- Must set up a C Corporation
- Design a new qualified retirement plan
- Transfer retirement funds into the new plan
- Invest the plan’s funds into the new business