ROBS 401(k) Funding

ROBS 401(k) Funding

Rollover Retirement Funds to Start Your New Business. Tax-deferred, penalty-free funding to help you secure your business dreams without debt or worry. 

Introduction to ROBS 401(k) Funding

ROBS (Rollover as Business Startups) 401(k) funding is a method that allows individuals to use their retirement funds to start or buy a business without incurring early withdrawal penalties or taxes. This process involves rolling over existing retirement funds into a new 401(k) plan, which then invests in the new business’s stock, providing the necessary capital to launch or expand the business.

Benefits

  • Tax-deferred, penalty-free funding
  • Funding available in as little as 10 business days
  • Reduces the risk of double taxation
  • Allows acquisition or growth of a business
  • Better wealth protection from personal risk
  • Contributions are exempt from payroll taxes
  • Ongoing administrative support and compliance expertise

Qualifications:

  • Must set up a C Corporation
  • Design a new qualified retirement plan
  • Transfer retirement funds into the new plan
  • Invest the plan’s funds into the new business





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